The Problem
Families are being robbed online — and never taught how to fight back.
$5.6B
Lost to crypto scams in the US in 2023 alone (FTC)
97%
Of crypto tokens are fraudulent at launch
The same psychology behind a crypto rug pull — urgency, FOMO, manufactured scarcity — powers predatory lending, pump-and-dump stocks, and high-pressure sales tactics. Families have no live defense. Schools don't teach it. The industry doesn't want them to know.
The Solution
A complete financial defense ecosystem — built by someone who worked inside the system.
Rugpull Defender is a live cybersecurity platform that scans digital assets and wallets for scam signatures in real time — paired with RPD Academy, a K–12 financial literacy curriculum teaching children how to identify predatory mechanics before they become victims.
Protection first. Education always. No token hype.
Products — Both Live Today
🛡️
Rugpull Defender Platform
Live threat detection, wallet monitoring, PDF forensic reports, token risk scoring. Web app + Chrome extension + mobile app. Fully operational.
🎓
RPD Academy
K–12 self-paced curriculum covering financial literacy, fraud defense, and real-world money skills. Gamified with a battle arena. ESA & ClassWallet approved. Real estate elective for 17–18 yr olds (coming soon).
📱
Mobile App + Wallet Extension
Companion apps extending platform reach to mobile users and browser-level protection during live transactions.
Traction & Credentials
Both platforms live at rugpulldefender.com
RPD Academy fully ESA & ClassWallet approved
Stripe-integrated — actively monetized
Zero company debt — 100% bootstrapped
Telegram community alert bot live
Chrome extension published & deployed
25+ years founder industry experience
Real estate elective curriculum complete (12 modules)
First institutional investor interest secured, Day 1
Market Opportunity
50M+ homeschool-eligible families in the US ·
$7B K–12 EdTech market ·
$12B personal finance education market ·
Arizona ESA program alone distributes $7,500/student/yr
Revenue Model
Free
5 scans/day · basic risk score
$0
Pro
Unlimited · PDF reports · wallet monitoring
$99/mo · $891/yr
Family
Full Pro + Academy access
$149/mo · $1,341/yr
Academy
K–12 · ESA/ClassWallet eligible
$99/yr
All tiers billed annually via Stripe. ESA students access Academy at $0 out-of-pocket via ClassWallet.
Use of Funds
$90K raise
Sales & Business Development
40%
Engineering — Developer 1
30%
Engineering — Developer 2
20%
Core machine is built. Both developers already identified — not searching, hiring. Capital deploys immediately.
The Ask
$90K
Seed round — $90,000
Open to equity, SAFE note, or convertible instrument.
Terms are open for discussion.
What you're investing in:
Not a prototype. Not a whitepaper. Not a coin.
A live, debt-free, ESA-approved ecosystem — core machine built, two developers already identified, ready to deploy capital immediately.
Further technical details available under NDA only. We see everything on chain. We also see everything off chain.
The Founder
Larry E. Muhammad
Founder & CEO · Mesa, Arizona
- 25+ years of combined experience in backend collections, mortgage origination, loss mitigation & underwriting
- Level 2 underwriting authority
- Directly involved in the federal HAMP (Home Affordable Modification Program)
- Active real estate investor since 2002 — specializing in creative & subject-to financing
- Taught professional-level real estate investment courses since 2001
- 5+ years K–12 homeschool parent — built RPD Academy for families exactly like his own
Why This Founder Wins
Larry didn't read about predatory finance in a textbook — he approved the loans. He sat across the table from families losing their homes. He knows exactly where the system fails people and exactly how to teach children to defend against it.
He built both platforms himself, launched them live, got them ESA-approved, and carries zero debt into this raise. That's not just founder-market fit — that's founder-mission fit.
Due Diligence Note — Solo Founder
One person. Every line of code.
Before asking for a single dollar.
Yes — Larry Muhammad built this alone. That is not the liability. That is the proof.
Every product listed on this page is live, verifiable, and generating revenue today.
No co-founder equity was burned. No dev team salary was paid. No prototype was pitched.
The product exists — and it exists because of one person's execution, not one person's idea.
What one person built — all live, all verifiable
🛡️ Web Platform
Live threat detection + wallet monitoring
📱 Mobile App
iOS + Android, Expo, published
🧩 Chrome Extension
Browser-level wallet protection
🎓 RPD Academy
Gamified K–12 curriculum, ESA approved
⚙️ API + Risk Engine
10-chain scanning, 24/7 cron monitoring
🤖 Telegram Bot
Live community alerts + Sheriff bot
The $90K raise funds scale — not survival.
The build risk is already retired. Capital goes to sales, two developers already identified, and operations.
Who RPD Protects — Addressable Segments
Homeschool Families
3.3M+ US
Crypto Fund Compliance
B2B Target
Family Offices / VCs
B2B Target
Exchanges / Protocols
API License
🔴 Live Proof — $TAC Token Forensic Case
RPD flagged $TAC at 70/100 HIGH RISK before its Binance Alpha listing. Token collapsed −88% in 60 minutes — $225M market cap wiped. 287% supply concentration confirmed on-chain. Scan was documented before any public warning existed.
That's not a case study. That's a live receipt.
Revenue Scenarios — US Retail Crypto Market
| Penetration |
Users |
@ $891/yr (Pro) |
@ $1,341/yr (Family) |
| 0.01% ★ |
5,000 |
$4.45M |
$6.7M |
| 0.05% |
25,000 |
$22.3M |
$33.5M |
| 0.1% |
50,000 |
$44.5M |
$67M |
| 0.5% |
250,000 |
$222M |
$335M |
★ Conservative post-raise target. Revenue shown is ARR. ESA/Academy revenue is entirely separate and not counted above.
⚡ B2B Upside — Not Yet Priced In
API License
Per-call or enterprise SLA
White-Label
Compliance/fund manager reports
Bulk Scan
Portfolio screening for VCs
Exchange DD
Pre-listing token audit layer
🔗 10-Chain Live Coverage
RPD scans Ethereum, BNB Smart Chain, Solana, TON, Polygon, Arbitrum, Avalanche, Base, Fantom, and Cronos in real time. 15-minute wallet monitoring cron. PDF forensic reports. Risk scores 0–100.
No other retail-facing tool covers this breadth at this price point.
💰 Combined Revenue Potential
Security Platform (0.01% US)
$4.45M ARR
Academy ESA (1% national)
$470K ARR
B2B / API (unpriced)
TBD
Conservative Combined
~$5M ARR
From a single raise of $125K. Two revenue streams, one infrastructure, zero debt going in.
Phase 2 Revenue — Enterprise Build Roadmap
Two builds. ~$125K total. Closes the institutional room.
~$125K
Total Enterprise Build Cost
⚙️
1. Enterprise API Layer
$60K – $100K
API key management & rate limiting · Bulk wallet scan endpoints · White-label PDF reports · Enterprise dashboard · Full API documentation · Security audit
Unlocks compliance officers, fund managers, and VCs as direct paying clients.
🛡️
2. Protocol Whitelist Add-on
~$25K
Verified protocol registry of known-legitimate contracts · Context-aware risk scoring · Eliminates false positives on top DeFi protocols (Uniswap, Aave, Aerodrome, etc.)
The differentiator: RPD tells you Aerodrome is safe. Most tools can't.
Phase 2 enterprise build follows initial traction — funded by early revenue or a follow-on raise. After Phase 2, RPD moves from consumer SaaS to institutional infrastructure — the revenue tier that funds and compliance firms actually pay for.
$4.5M+
ARR @ 0.01% of 50M wallets · $891/yr
$375K+
Remaining capital post-build
Major ESA Markets — Active Students
⭐ Arizona (Home)
100,000+
Utah / Arkansas +
Growing
📈 Market is scaling quarterly. New states are passing universal school-choice legislation every legislative session. TAM grows without any product changes.
Revenue Scenarios — National ESA Market
| Penetration |
Students |
@ $99/yr |
@ $299/yr |
| 1% ★ |
4,750 |
$470,250 |
$1.42M |
| 2% |
9,500 |
$940,500 |
$2.84M |
| 5% |
23,750 |
$2.35M |
$7.1M |
| 10% |
47,500 |
$4.7M |
$14.2M |
★ Highlighted row = conservative target post-raise. Revenue shown is annual recurring (ARR).
⭐ Arizona Alone (100,000 students — home territory)
$495K
5% · 5,000 students
$990K
10% · 10,000 students
Arizona at 1% alone covers nearly the entire raise. Florida hasn't even been touched yet.
💳 The Zero-Friction Advantage
ESA families pay $0 out of pocket. ClassWallet reimburses RPD Academy directly from government education funds — funds that expire if unused.
In traditional EdTech, price resistance is the #1 conversion killer. In the ESA market, that barrier doesn't exist. Parents are incentivized to spend — or lose the money. RPD Academy is approved, digital, and ready to receive it.
💰 The Investment Math
Primary use
Marketing (48%)
Target: 1% ESA @ $99/yr
$470K ARR
Year 1 return on marketing
~3.8×
Year 2 (same students renew)
Recurring ♻️
Security platform Pro/Family subscriptions are entirely separate revenue — not counted above.
Live Investor Listing
Rugpull Defender on MoneyMakers
Verified and active in a private network of 2,733+ investors
The Bigger Picture
This is not the end all be all. This is the beginning.
The crypto space has a predator problem. Rugpull Defender is one platform — built by one person — that has already documented real collapses, protected real investors, and built real infrastructure from scratch with zero outside capital. What it cannot do alone is scale fast enough to matter.
This raise is the beginning of cleaning it up. The tool exists. The proof exists. What's needed now is the team to take it to every trader, every parent, every fund manager who deserves to know the truth before they commit a dollar.